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Foreign currency translation is a challenging situation for most of us. Can I use dollars where I'm going? Should I take foreign currency with me or plan to buy it there? Should I plan to use my credit card or cash? What about traveler's checks? Prepaid currency cards?The answers depend on where you are going and what you intend to purchase while there.
Please be aware that there are diiferent exchange rates used when you are buying foreign currency and when you are selling it back. Different banks will offer different exchange rates. ATM's, credit cards, airport kiosks and hotel cashiers will all have different rates. Those rates are all moving targets.
In addition, most credit card companies impose a surcharge on foreign transactions, which can be as high as 3%. When planning your travel budget, be sure you are aware of your credit card company's policies on foreign transactions. It's also a good idea to notify them that you are taking the card out of the country so they won't deny an "unusual" charge.
Below is a link that will give you the latest average buy/sell conversion rate for foreign currencies. This will give you an idea when you talk to your bank or to the airport kiosk or when you use the EZ-Forex link below of how reasonable the rates being offered are.
CURRENCY CONVERTER http://www.concierge.com/tools/currency
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Avoid long lines after a long overnight flight
Avoid unnecessary fees and inflated exchange rates in airports, hotels, and banks
Avoid the 3% SURCHARGE charged by credit card companies for foreign transactions. |
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